Checking Accounts

We offer a deposit product to meet your needs.

If you’re with another institution, switch your Accounts to Hotel & Travel Industry Federal Credit Union anytime from anywhere. It’s quick and easy with our Switch Kit.

Keep life simple and organized with a Share Draft Checking Account from HTIFCU.  Our Share Draft Accounts are easy to use, offer 24/7 access to your account, and lots of freebies. 

*Federally insured by NCUA.


Unlimited Share Draft Account

This is a non-interest bearing checking account with no minimum balance requirement and no monthly service charge.

  • Free Online Banking, Bill Payment, & E-Statements
  • Free use of all American Savings Banks & Co-Ops ATM’s
  • Free Direct Deposit & Payroll Deduction
  • Free Financial Counseling
  • Overdraft protection options are available-providing protection against an overdrawn account. 

All members are eligible to apply for overdraft line of credit up to a limit of $10,000.  Call Member Services at 808.942.5115 Ext. 221 for more details

Click here to fill out a membership application today!

Limited Share Draft Account

This is an interest-bearing checking account with a monthly minimum balance of $300.00.  If your balance dips below $300, then a monthly fee will be assessed.

  • Free Online Banking, Bill Payment, & E-Statements
  • Free Direct Deposit & Payroll Deduction
  • Free Financial Counseling
  • Overdraft protection options are available-providing protection against an overdrawn account. 

All members are eligible to apply for overdraft line of credit up to a limit of $10,000.  Call Member Services at 808.942.5115 Ext. 221 for more details

Click here to fill out a membership application today!

Debit Card

This is an interest-bearing checking account with a monthly minimum balance of $300.00.  If your balance dips below $300, then a monthly fee will be assessed.

  • Free Online Banking, Bill Payment, & E-Statements
  • Free Direct Deposit & Payroll Deduction
  • Free Financial Counseling
  • Overdraft protection options are available-providing protection against an overdrawn account. 

All members are eligible to apply for overdraft line of credit up to a limit of $10,000.  Call Member Services at 808.942.5115 Ext. 221 for more details

Click here to fill out a membership application today!

Online BankingIcon For: Online Banking

Contact us for more information!

Oahu: 808-942-5115
Neighbor Islands & US
(Toll Free): 1-800-954-4405
Fax: 808-942-4155

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Member Services221
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