*Special rates apply to new deposits only for Share Certificate of Deposits, IRA Contributions or Rollovers to IRA Certificate of Deposits. *Annual Percentage Yield (APY*) accurate as of 3/15/2019. $2,500 minimum balance for share certificate $1,000 minimum balance for IRA certificate. IRA;S have contribution limits set by the Federal Government. Available for new deposits only. The new rate will remain in effect until the certificate maturity date. Dividends compounded and credited quarterly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. May not be combined with other rates of offers. Offer, term and rate subject to change without notice. Available to State of Hawaii residents and businesses only.