Full Family
Membership! Once you join
the Credit Union, you become the “Primary Member”
and it is your privilege to retain your membership,
even though you change your job.
ADJUSTABLE HELOCS - 4.00% APR*
Our Adjustable Home Equity Line of Credit (HELOC) Rate is now at 4.00% APR*.
Use the equity in your home for fast and easy cash to get things done your way!You can buy a car, do home repairs and additions, consolidate your bills, take a vacation, pay for college and education expenses, use it for just about anything!
*AnnualPercentage Rate (APR) is adjustable and is based on the quarterly average index rate (91 Day U.S. Treasury Bill) plus a 3.00% margin, then rounded to the next highest ¼ of1%.Rates are determined on the first of February, May, August and November. If an advance is made on a new or existing account, the account will be subject to the rate then in effect.All accounts are subject to an annual rate change on February 1st.The Annual Percentage Rate will never increase to more than 6.00% above the initial rate, and will not increase by more than 2.00% in any one year period.
Property must be owner occupied, fee simple, and located in the State of Hawaii.All loans are subject to approval and qualifications.Certain restrictions or conditions may apply.Rates, terms and conditions are subject to change.Closing costs including appraisal costs, trust reviews, title fees, and other third party fees may apply.
