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Full Family Membership!
Once you join the Credit Union, you become the “Primary Member” and it is your privilege to retain your membership, even though you change your job.



Hotel & Travel Industry Federal Credit Union is a BBB Accredited Business. Click for the BBB Business Review of this Credit Unions in Honolulu HI

Products & Services


Members of Hotel & Travel Industry FCU have access to a variety of beneficial products, services and benefits. 

ACCOUNT TYPES

Daily Share (Savings) Account:  This is our basic Share (aka Savings) account that all members must first open, before being able to open a Share Draft Checking Account, or apply for a loan.  Minimum to open:  $5.00, but must deposit at least $100.00 within the first 6 months.

Keiki Share Account:  A children's savings account, for parents who want to teach their keiki the importance of saving money at an early age.  Minimum to open:  $20.00

Free Share Draft (Checking) Account:  Our free Share Draft (aka Checking) account is perfect for those who want all the benefits of a convenient and easy to access checking account, and do not care about earning interest on their funds.  We offer Direct Deposit and Payroll Deduction, so you can have your full paycheck (or a portion) automatically deposited to your account, without having to make a trip to the bank!  Plus we offer the following benefits for Checking Accountholders:

  • Free Debit Master Card (with Prewards Points!)
  • Free Online Banking
  • Free Online Bill Payment
  • Free e-Statements
  • Free Checks for life (when you sign up for Direct Deposit)

Business & Trust Accounts

Christmas Club Account:  A savings account that lets you earn 0.50% APY on your deposits.  With an automatic Payroll Deduction, you can easily save up for the holiday season all year long, so by the time Christmas comes, you will already have your shopping money!  Deposit $25.00 per month, and in a year you will have saved $600.00!  Best part, is there is no minimum balance required!

Vacation Club Account:  Save up for dream vacation by opening starting a Vacation Club Account.  By depositing a little of each paycheck (with free automatic Payroll Deduction) you will have saved up enough to take a trip in no time!  Earn 0.50% APY on your deposits, plus there is no minimum balance required.

IRA Passbook Share Account

Roth IRA Accounts

Education IRA Accounts

Share Certificates - Click here for current rates!


LOANS

  • Auto Loans - New
  • Auto Loans - Used
  • Personal Loans (Unsecured)
  • Visa Credit Card
  • Home Equity Lines of Credit
  • Line of Credit Overdraft Protection
  • Share Secured Loans
  • First Mortgage Loans
  • Credit Builder Loan & Share Program

Click here for current interest rates!


ONLINE SERVICES

  • Free Home Banking
  • Free Online Bill Pay
  • Free Online Loan Application
  • Free Online Checks
  • Free e-Statements

Click here to enroll in free Home Banking!


ADDITIONAL SERVICES

  • Free Master Debit Card (with Checking Account)
  • Free ATM Card
  • Free Visa Travelers' Checks
  • Free Notary Service
  • Free Phone Banking
  • Free Shared Branching
  • Free Direct Deposit
  • Free Payroll Deduction
  • EFT Bill Payment
  • ATM Access Nationwide

For extra convenience, click here to find a Shared Branching location near you!


MEMBER BENEFITS

  • On-Site Visits
  • Annual Board of Directors Elections - One vote
  • Discounted Consolidated Theatres Movie Tickets
  • Discounted Signature Theatres Movie Tickets 
  • Financial Counseling
  • Free Accidental Death & Dismemberment Insurance (up to $2,000)
  • Farmers Insurance Hawaii - Auto Insurance Discounts
  • Discounts on Sprint and Nextel Plans
  • Retiree Health Care Plan
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