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Full Family Membership!
Once you join the Credit Union, you become the “Primary Member” and it is your privilege to retain your membership, even though you change your job.



Hotel & Travel Industry Federal Credit Union is a BBB Accredited Business. Click for the BBB Business Review of this Credit Unions in Honolulu HI


Current Specials

Summer Loan Special

From Vacation to Graduation, we've got you covered with
Rates As Low As:  5.75% - 10.75% APR*

(1-2 year terms, Up to $5,000)

Apply online today, via the Online Banking site!  To apply online, you must first be registered for Online Banking.  Not yet registered?  It's free.  Click here to enroll!

*Loan approvals are subject to qualification and based upon credit history.  Rates may change at anytime without notice.  Your Annual Percentage Rate (APR) will be based upon your creditworthiness.  Payment Example:  A loan of $10,000 with a 6.00% APR will have the following payment and total interest paid at the following loan terms:  1 year:  12 payments, 861.00 Monthly Payment (MP), $326.51 Total Interest Paid (TIP).  2 years:  24 payments, $443.00 MP, $622.60 TIP.  3 years:  36 payments, $304.00 MP, $923.45 TIP.  4 years:  48 payments, $235.00 MP, $1,226.67 TIP.  5 years:  60 payments, $193.00 MP, $1,539.79 TIP.  6 years:  72 payments, $165.00 MP, $1,860.27 TIP.  7 years:  84 payments, $146.00 MP, $2,169.69 TIP.


Let your Debit Purchases Pay YOU!

From May 1st - May 31st, when you make at least 5 signature-based Debit Card purchases, you will receive a $5.00 cash incentive!  To qualify, make sure to press "Credit" after swiping your HTIFCU Debit Card at the register.


*Offer good only for HTIFCU members who use their Debit Master Card during the promotional period.  Incentives will be paid out after the promotion ends.  Please allow up to 2 weeks for your incentive to be received.  To qualify, member must complete 5 signature-based transactions during the promotion.


New Auto Loan Special
TERMS RATES FROM: TO:
1-3 yrs 2.50% APR 7.50% APR
4 yrs 2.99% APR 7.99% APR
5 yrs 3.25% APR 8.25% APR
6 yrs 4.50% APR 9.50% APR
7 yrs 5.00% APR 10.00% APR


Used Auto Loan Special

TERMS RATES FROM: TO:
1-3 yrs 3.00% APR 8.00% APR
4 yrs 3.50% APR 8.50% APR
5 yrs 4.00% APR 9.00% APR
6 yrs 5.00% APR 10.00% APR
7 yrs 5.50% APR 10.50% APR

*Loan approvals are subject to qualifications and based on credit history. Rates may change at any time without notice.



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